Insuring the Future: How Rising Premiums and Coverage
Changes Are Reshaping Homeownership
Panel Discussion
Panelists:
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Evan Daniels
Former Director, Arizona Department of Insurance and Financial
Institutions
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Carmine DeBonis, Jr.
Deputy Pima County Administrator
Member, State Resiliency and Mitigation Council
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Austin Perez
Senior Policy Advisor for Insurance
National Association of REALTORS®
Session Description:
Join us for a dynamic panel discussion featuring top insurance
experts as they unpack the causes behind a new layer of complexity
in an already challenging real estate market.
Whether you're a real estate agent, broker, lender, or
policy advocate, this session will provide valuable
insights into how the insurance landscape is evolving—and what it
means for the future of homeownership.
Key Topics Include:
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Shifts influencing home affordability, loan approvals, and buyer
behavior
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Drivers behind premium increases and policy non-renewals
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Geographic and risk-based shifts in coverage availability
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How insurers are adapting to climate, legal, and economic
pressures
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Implications for mortgage lending and closing timelines
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Tips for advising clients and protecting transactions in today’s
market
Don’t miss this timely and informative session
that connects the dots between insurance volatility and housing
stability.